Discussing a blog post – on Child Identity Protection with my hubby

A behind the scenes look at a conversation with my husband about a blogging project that I’m working on; however, this time it has valuable information I know he needs to know about.

                    Me: Honey, is it possible that you could run a quick credit check on the kids?
 
               Hubby: Why would I want to do that? I’m not going to spend any money on that. Besides once they go to get a student loan, apartment, car, or something they will have a report. They are kids! What would be the problem?
 
                  Me: But you know I’m doing a book review for “Bankrupt at Birth.” There are so many stories, stories about families like ours, who have had Child ID theft. I think we need to look into this.
 
               Hubby: Our kids are already in college. I watch their bank accounts, I co- sign on their loans, and we have had no issue. I’m on top of this, so no need to worry.
 

You can see how well my discussion with my husband went when I tried to bring up the idea of Child ID Theft. Since I have been provided the book “Bankrupt at Birth,” and I have received monetary compensation as a blogger to do so, my husband thinks this is just a run of the mill blogger outreach campaign. I’m here to tell you (and him)… it’s not.

It’s time that we all take a good look at our children’s “clean” financial identity in order to protect them from ever having children identity theft happen to them.

Have you ever thought about this? I never did. In fact, I had no idea it was such a growing problem. During the holidays, we’re busy looking for the perfect gift, shopping online, and maybe giving checks as gifts, who takes the time to think about ID theft? Do we ever think that we are putting our own children’s ID at risk?

I wanted to share a few links and useful resources to help you learn more about “Who Steals a Child’s Identity, and Why?” This is a good post by Joe Mason and I think it might also help me convince my husband that this is indeed a real problem.

Also this holiday season, you may want to read a few of the interesting articles found at Identityguard.com. How many of us are still giving checks as holiday gifts?  I remember it was those little while envelopes my grandparents would hand out as gifts that we treasured the most. As a kid with a check, we felt like we owned the world. Today, this kind thought puts the giver at great risk.

I wanted to also share this below  this infographic from http://www.identityguard.com/ lot’s of good info to know and share.
http://resources.identityguard.com/articles/infographic-happy-holiday-shopping-guide/

When you find it difficult to find the perfect gift – give the gift of a gift card.

It’s one size fits all, grants the receiver the power of choice, and protects the identity of both the giver and receiver. In many cases, if it gets lost or stolen, you can get a new one.

If you want to share the gift of knowledge about a subject that many of your friends or family members don’t think about, look into some of the articles at Identify Guard.com. Here you can review the risk factors, get a quick-start guide to child ID Theft, and also claim your free Child Identity theft protection kit.

Do you have a story to share? Would you like to learn more about how Identity Guard is helping to protect people? How about how to keep your family safe while shopping online? Lots of links and advice can be found in the book, “Bankrupt at Birth” by Joe Mason.

I was provided “Bankrupt at Birth” to review at no charge and I have received monetary compensation for working on this project. All opinions are my own.

Give yourself the gift of information to protect yourself and  family check out the resource center,  lot’s of good articles, tips to help you protect yourself from becoming a victim of it, and links to claim a free Child Identity Theft Protection Kit. “Free trial requires successful enrollment. After your trial period, you will be billed either your monthly or annual fee unless you call to cancel. You may cancel your membership at any time.

         P.S Hubby – let me know when you read this post and yes you can also get a subscription to Child ID Theft News too -below are some great posts from the

IDENTITY GUARD SOLUTIONS

Santa Claus Doesn’t Hold Raffles, So Be Wary When Entering to Win Prizes
Have a Holly, Jolly Christmas by Sticking to One Credit Card

Bed Bugs Bugging You – You’re Not Alone

Bed Bugging in Brooklyn – You’re Not Alone

Have you ever had to deal with bed bugs?

If you live in NYC – you know someone that has Bed Bugs  (I know you do)

New York City

Can you spot a Bed Bug - they can spot you

Oh, don’t run away from this post. Come back⎯I’m trying to help you out! I’m going to save you a lot of stress and heartache. I have never had to deal with bed bugs in person, but I have had to deal with them from 3,000 miles away.

When my son and his roommates discovered they had bed bugs in the apartment they love and live in, we had a major problem. We had to deal with a landlord who was not really concerned for the kids. I, on the other hand, was more than concerned. It’s not that I was worried about the kids’ health, but it was a pesky situation. My son, sweet and honest as he is, called his company to let them know about the bedbugs. He told them he would return to work as soon the situation was handled and the apartment was clean.

My first thought was, “Get those kids out of that place, throw away all their stuff, decontaminate everything they can’t toss, and move on. That would be impractical, though, and they were well on their way to handling the situation. Or so they thought…

They quickly learned that it was not a problem they could solve on their own. The main lesson was that they had to work with a professional and their landlord. I have learned some good hints and tips, and some dos and don’ts, to help you out if you’re ever in this situation. I’m here to pass them along so you don’t get bed bugged.

When you’re looking to rent a place in NYC or anywhere, even if you don’t think it’s necessary, you should definitely check for bed bugs. You need to ask, but you also have to look around. Look in the crevices and the floor cracks. Anywhere you can see that might be a good hiding ground⎯look.

Can you spot the Bed Bugs

What are you looking for? The insects are tiny brown specks that look like coffee grounds. They sometimes leave red splotches on bed sheets, indicating the insect fed on human blood and then was crushed. They may lay tiny white eggs, and nearly always leave behind little dark spots of fecal matter.

If you find bed bugs in your residence, the best advice I have read is to stay in your place and sleep in your own bed. Stay put⎯you don’t want to bring the bugs with you into another room, or transfer them to another piece of furniture or a friend’s house. The bed bugs need to be treated while you’re still living your life and sleeping in your bed. You’re the bait. If you leave, some will travel with you, and the ones that remain will go dormant when you leave your space. They will come back when they need to feed again, and that could be 18 months away.

If you find bed bugs, save them. Place them on a piece of tape and show the pest control professionals, your landlords, and your roommates. They are hard to find, and you may find only the speck of feces they leave behind. Save them and share them (with professionals) to make sure you’re getting the right treatment.

Storage Locker

Don’t try to treat them yourself⎯get a pest control professional in there as soon as possible. There are lots of things you can do to help, if you do them properly. If you seal up your items in bags, make sure the items and the bags are free of bugs. Try to find the special strips that will kill the bugs. Wash your clothes, and then seal them in bags. Wear only the clean clothes from the clean bags until the area has been treated.

As BedBugged in Brooklyn puts it:

“…also, about clothes….once used, they need to go into a ziplock bag for soiled clothes. once washed, they go into the clean clothes ziplock bag. I won’t say what you should do, but I’m only using a small amount of clothes, and washing every 4 or 5 days. only 2 sets of brand new sheets are used for my beds, one may be in the laundry ziplock, while the clean one is on the bed. all old sheets are not used…most were tossed out.”

This may take many treatments. It’s best to do the treatments no more than two weeks apart, but ask the pest control professionals what they recommend. Also, if you try to treat only the area where you see the bugs, you may force them to another area of your home. This makes the problem worse in the long run.

“Each year the challenges of fighting bed bugs change and grow,” said James Bell, CEO of Protect-A-Bed, a company that makes mattress encasement products to keep bed bugs away from their human prey. “Now that the industry has begun working together it’s easier to see the best way forward.”

Protect-A-Bed

Image via Wikipedia

For great information, and to stay informed, go to the Protect-A-Bed website (www.protectabed.com). They have information onsite and a Bed Bug 101 app for iPhone. There is no need to panic, and the best advice is to get a mattress protector to save your bed and your sanity.

Protect-A-Bed sponsored our Chicagonistalive show.

Protect-A-Bed products feature patented BuckLock® with Secure Seal® technologies. More information about bed bug management solutions and Protect-A-Bed is available at www.protectabed.com.

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