Did you get your taxes done and sent in on time? I have to be honest I had to file for an extension, it’s been a busy few weeks and I just could not get all of my paperwork together.
While looking through the resources at Identityguard.com I found some very useful information and one of my top tips today that I need. I don’t know about you but for me now is a great time to make a fresh start, get organized so next year “Tax Time” may be a bit easier to handle. Of course this little tidbit applies to me,
“An extension doesn’t mean you’re off the hook
There are a few stipulations to extending your own personal filing deadline via Form 4868 — the official application provided by the IRS. For instance, if you get approved for an extension, that doesn’t mean you won’t have to pay Uncle Sam on April 15. The government still requires you to make a payment that accounts for at least 90 percent of the total estimated fees if you want to avoid receiving a penalty once all documents are filed.” http://resources.identityguard.com/articles/down-to-wire-income-tax-filing/
So getting my extension and a check sent made me feel a lot better, until I found a story on how many people have their identities compromised during tax season. I was surprised to find out that. In fact I did read that those who file late have more problems with identity theft down the line – yikes
“The IRS reports that the number of its criminal investigations into identifies theft has nearly tripled, from 276 in fiscal year 2011 to 898 in fiscal year 2012. Some identity thieves file hundreds or even thousands of returns using tax software”
So I have decided that now is the best time of year, to take a close look at what I’m doing about keeping my information safe, teaching my grown kids the tips they need, and setting up a good system so next year the process will be made a bit easier for me and my whole family.
This is what I plan on doing -
1. Starting with a good in-home filing system. I will keep it clean, simple, easy to use, and in reach. I will have folders set up so I can keep track of money coming in, going out, charity donations, and misc.
2. I will closely keep track of mail that comes to my house, keep it in a safe place, shred what is not needed, and file the rest.
3. I will keep better track of my online invoicing, banking, and web surfing. Where I use my computer when opening sensitive documents and who is around while I’m working on special, secure, and sensitive items.
- “The opportunities for a thief to steal your identity are endless
There are many ways that these thieves can hijack your identity, whether they hacked onto the hard drive of your computer, intercepted documents with personal information from your mailbox or even by digging through your trash for files that you neglected to shred before throwing out..”http://resources.identityguard.com/
4. I will talk to my kids and let them know they too need to set up a system, keep track, and stay on guard. At Identity Guard – they even just did a post about Snapchat – my kids will be reading that one!
5. I will sign up for http://www.identityguard.com/ at last. I have been working on writing posts about my own identity thoughts and have learned so much. I see how easy and without knowing our identity can be taken, and how long and hard it is to regain. Identity Guard though it’s online community and products make it so easy to stay protected.
6. Do yourself a favor, even if you don’t sign up at this moment for Identity Guard, bookmark their site, read their updated blogs and resources?
One other reason I have found the resource’s so valuable at Identity Guard, is because they are so on top of the current news, scams, and even had a post up about the recent news.
Read this one – It’s so important to know how to cope after a tragedy like the horrible event that occurred in Boston, “The recent tragedy that occurred during the Boston Marathon on Monday, April 15, has proven that Americans have a talent for coming together and supporting each other during our darkest hours” Read the full story here http://resources.identityguard.com/articles/scams-following-boston-marathon-bombing/
Here are a few more links that are quick and easy to read, and the simple tricks will save you loads of trouble down the line.
Also pleas make sure you take the time to learn more about how our kids are at risk today, more then ever. Here is a place to learn more http://www.
I would love to hear your stories as I continue to learn from Identity Guard, and I have enjoyed being a part of their awareness program ( “This service was provided to me for review at no charge. In addition I received monetary compensation. All opinions are my own.”) yes, I have been paid to write about Identity Guard but all the information was so easy to share, the ideas my own, and the knowledge has been so helpful.
May you and your family stay safe and protected..Oh and please share some of your tips here that might help me get more organized for tax time next year…thanks