They got into my house – A taxing issue


On December 16th, we drove up to our house, things looked fine.

We walked into the house – it felt a bit cold – was the heat not working, did I leave a window open, and why was there so much mud on the floor?

As I’m looking around, my husband asks to my daughter, why did she
leave the back door open and track in that mud?

I reacted and said, “Let’s get out of here, someone is in the house.”

We dialed 911 – and that is where this journey, and the worry started.
I still don’t know how much time it’s going to take to recover,
reclaim, retrace and take stock of all the items that were taken when
our house was broken into and robbed. Let alone now its tax time and
tax-time Identity Theft is a common concern this time of year. I have
four working teenagers and waiting for their tax documents to arrive
is hard to track.

 

The robbery has been a paperwork nightmare. Also  upsetting to know
that someone was in my valued and sacred space, it’s been
heartwrentching having to list all the items taken. My grandmothers
gold ring, my sweet 16 charm bracelet, my sorority pin, the pearls my
mom gave me on my wedding day, the list goes on.

We had a safe in our master bedroom closest, they cut the safe out of
the wall, ripped it from the studs and took it along with all of our
important documents. Yes they got our Social Security cards,
passports, birth certificates, credit cards, you name it – they have
it. I already was worried about Identity Protection, now I’m obsessed
about this

 

Now more than ever we need to stay on high alert of Identity Theft. On
top of that it’s tax time. I have four working teenagers, and it’s
hard to keep track of what jobs they did through the year. They worked
as camp counselors, held on campus jobs. Some did freelance work, my
daughter had a writing job for the newspaper, and a student teaching
job. That’s a lot of U.S. Post coming into the house.

I never thought about the safety of what was in our house, let alone
mail left in our mailbox because we live in a safe neighborhood – or
we thought so.

I do have a good place to start – Identity Guard Resource Center- it’s
filled with great information. We all need to be on the watch, and I
need to know how and what steps to take now. When I was asked to be a
brand ambassador for identity guard I had no idea how much I would
need their service and how simple and easy they make it.

My husband is ready to get on the same page and look into the Identity Protection he knows it’s important, and now the ease of Identity Guard.  It should take some of the worry out and, help us monitor and proactively watch, help keep us aware and alert. Here is the what I need to put my mind at ease.
Credit Monitoring
Public Record Monitoring
Identity Monitoring
Prompt Alerts.

As far as all the Tax information that my kids have from their jobs also being sent to our home. We all need to stay on top of it.

1. My working teens need to let me know what incoming financial information I should be watching for at home.

2. My working teens need to let me know about their W-2 , is it being sent to our home?

3. They must protect this information, it has personal identification
information that a thief could use. They should protect it and make
sure they also verify that it is a legitimate W-2.
4. If they don’t have it by now, they should track it down and find out
where it was sent, and if there is a need to worry.


We will try to take care of all the missing documents here at home,
but my kids know that while they are away at college, and
working they need to start being smart about their identity and tax
time is a great time to double check and get on top of their financial protection.
You may also find this post “IRS is Paying Out Billions to Fraudulent
Filers” of interest during tax time
Ihttp://resources.identityguard.com/child-identity-theft/irs-paying-billions-to-fraudulent-filers/
If you want more information, come check out this link to information about enrolling
in the Identity guard child identity theft solution: Identity Guard® kIDSure®
http://www.identityguard.com/compare-plans/kid-sure.
This article on the Identity guard resource center has a lot of good
information and I will share this with my kids away at college. “It’s
Tax Season Again – Keep Eye Out for Important Documents”
http://resources.identityguard.com/articles/tax-season-keep-eye-on-important-documents/

Please keep your family safe – ‘Quick Start Guide to Child ID Theft: The consequences of child ID theft are staggering. Get all the facts you need to know.

Full Disclosure: This service and the book Bankrupt at Birth were
provided to me for review at no charge. In addition I received
monetary compensation. All opinions are my own.

Discussing a blog post – on Child Identity Protection with my hubby

A behind the scenes look at a conversation with my husband about a blogging project that I’m working on; however, this time it has valuable information I know he needs to know about.

                    Me: Honey, is it possible that you could run a quick credit check on the kids?
 
               Hubby: Why would I want to do that? I’m not going to spend any money on that. Besides once they go to get a student loan, apartment, car, or something they will have a report. They are kids! What would be the problem?
 
                  Me: But you know I’m doing a book review for “Bankrupt at Birth.” There are so many stories, stories about families like ours, who have had Child ID theft. I think we need to look into this.
 
               Hubby: Our kids are already in college. I watch their bank accounts, I co- sign on their loans, and we have had no issue. I’m on top of this, so no need to worry.
 

You can see how well my discussion with my husband went when I tried to bring up the idea of Child ID Theft. Since I have been provided the book “Bankrupt at Birth,” and I have received monetary compensation as a blogger to do so, my husband thinks this is just a run of the mill blogger outreach campaign. I’m here to tell you (and him)… it’s not.

It’s time that we all take a good look at our children’s “clean” financial identity in order to protect them from ever having children identity theft happen to them.

Have you ever thought about this? I never did. In fact, I had no idea it was such a growing problem. During the holidays, we’re busy looking for the perfect gift, shopping online, and maybe giving checks as gifts, who takes the time to think about ID theft? Do we ever think that we are putting our own children’s ID at risk?

I wanted to share a few links and useful resources to help you learn more about “Who Steals a Child’s Identity, and Why?” This is a good post by Joe Mason and I think it might also help me convince my husband that this is indeed a real problem.

Also this holiday season, you may want to read a few of the interesting articles found at Identityguard.com. How many of us are still giving checks as holiday gifts?  I remember it was those little while envelopes my grandparents would hand out as gifts that we treasured the most. As a kid with a check, we felt like we owned the world. Today, this kind thought puts the giver at great risk.

I wanted to also share this below  this infographic from http://www.identityguard.com/ lot’s of good info to know and share.
http://resources.identityguard.com/articles/infographic-happy-holiday-shopping-guide/

When you find it difficult to find the perfect gift – give the gift of a gift card.

It’s one size fits all, grants the receiver the power of choice, and protects the identity of both the giver and receiver. In many cases, if it gets lost or stolen, you can get a new one.

If you want to share the gift of knowledge about a subject that many of your friends or family members don’t think about, look into some of the articles at Identify Guard.com. Here you can review the risk factors, get a quick-start guide to child ID Theft, and also claim your free Child Identity theft protection kit.

Do you have a story to share? Would you like to learn more about how Identity Guard is helping to protect people? How about how to keep your family safe while shopping online? Lots of links and advice can be found in the book, “Bankrupt at Birth” by Joe Mason.

I was provided “Bankrupt at Birth” to review at no charge and I have received monetary compensation for working on this project. All opinions are my own.

Give yourself the gift of information to protect yourself and  family check out the resource center,  lot’s of good articles, tips to help you protect yourself from becoming a victim of it, and links to claim a free Child Identity Theft Protection Kit. “Free trial requires successful enrollment. After your trial period, you will be billed either your monthly or annual fee unless you call to cancel. You may cancel your membership at any time.

         P.S Hubby – let me know when you read this post and yes you can also get a subscription to Child ID Theft News too -below are some great posts from the

IDENTITY GUARD SOLUTIONS

Santa Claus Doesn’t Hold Raffles, So Be Wary When Entering to Win Prizes
Have a Holly, Jolly Christmas by Sticking to One Credit Card

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